How to Play Baccarat at Online Casinos
May 2, 2025

Baccarat is a classic card game that has gained immense popularity in online casinos, such as 31Bets Casino bonuses. With its simple rules and low house edge, it’s attractive to both novices and seasoned players alike. Understanding the rules, RTP (Return to Player), and the various betting options is crucial for maximizing your potential returns.

What is the Objective of Baccarat?

The primary objective in baccarat is to bet on which hand will have a total closest to 9: the Player’s hand, the Banker’s hand, or a Tie. The scoring system is straightforward:

  • Aces are worth 1 point.
  • Cards 2-9 are worth their face value.
  • 10s and face cards (J, Q, K) are worth 0 points.

How Do You Play Baccarat Online?

Playing baccarat online involves a few simple steps:

  1. Choose your online casino and create an account.
  2. Navigate to the baccarat section and select a table that suits your bankroll.
  3. Place your bets on either the Player, Banker, or Tie.
  4. Once bets are placed, the dealer will deal two cards each to the Player and the Banker.
  5. Determine the winner based on the closest hand to 9.

What are the Betting Options in Baccarat?

Baccarat offers three main betting options:

  • Player Bet: Pays 1:1.
  • Banker Bet: Pays 1:1 but has a 5% commission on wins.
  • Tie Bet: Pays 8:1 or 9:1, depending on the casino.

What is the RTP for Baccarat?

The RTP for baccarat varies depending on the bet type:

Bet Type RTP (%)
Player Bet 98.76%
Banker Bet 98.94%
Tie Bet 95.00% to 96.00%

Notice that the Banker Bet has the highest RTP, making it the most favorable option mathematically.

What are the Common Wagering Requirements for Baccarat Bonuses?

When you claim bonuses at online casinos, be aware of the wagering requirements. Commonly, these can be around 35x for game bonuses. Not all games contribute equally towards these requirements; baccarat often has a lower contribution rate, usually around 10%. This means if you have a £100 bonus, you may need to wager £3500 before you can withdraw any winnings.

Common Myths about Baccarat

  • Myth 1: The Player Bet is always the best option.
  • Myth 2: Card counting works in baccarat.
  • Myth 3: Betting systems guarantee a win.

Understanding these myths can help you make better-informed decisions while playing.

How Can You Maximize Your Baccarat Experience?

To optimize your baccarat experience:

  • Always choose the Banker Bet for a higher RTP.
  • Be mindful of the wagering requirements when claiming bonuses.
  • Practice using free versions of the game to understand the nuances before wagering real money.

By focusing on the RTP, bonus terms, and wagering requirements, experienced players can find significant value in their baccarat gameplay, enhancing both enjoyment and profitability.